What you need to know
The transition to your new, simplified account experience is complete, but no action is required on your part. Your account number(s) have remained the same, and any existing checks and deposit slips can continue to be used!
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Debit Cards
Continue using your existing debit card. You can now easily manage your card and turn it on and off any time in Digital Banking.
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Statements
All of your eStatements are now accessible in the new Digital Banking experience. Log in to view statements and use our enhanced eStatement features.
Personal checking
Your new account experience
These account types have been transitioned into the Expect More and Easy Checking experiences. You can find your former account type by referencing the back of the letter you received in the mail or on a previous account statement.
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>> See Personal Account Agreements for additional information
The Expect More Checking experience is our best solution. The more you rely on Kish for your banking needs, the more benefits come back to you in this all-inclusive account.
The Expect More Checking Experience
Account details
- Waive the $10.00 monthly fee if daily ledger balance in the account during the month is $3,000 or more
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6 pre-authorized withdrawals per month
The name says it all. Keep things simple with the Easy Checking experience. All of your core banking needs in one straightforward account.
The Easy Checking Experience
Account details
- No monthly fee
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No minimum balance -
Free Kish ATMs ($2 fee for non-Kish ATMs) -
Free eStatements and $5.00 for check images -
Courtesy overdraft protection
Future innovation
The Easy Checking experience is the foundation for the digitally based checking account that customers have asked for. These changes are just the beginning.
We’re hard at work on future enhancements where you’ll be able to pick and choose the features you want. Soon you’ll be able to customize your Kish experience to your unique preferences.
In the coming months, you’ll also be able to enjoy your new experience through additional digital tools that will let you pay with your mobile device, open accounts online, and track your spending:
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Digital wallet -
Online account opening -
Online budgeting tool
Personal savings and money market
Your new account experience
These account types have been transitioned into your new Savings or Money Market Account experience. You can find your former account type by referencing the back of the letter you received or on a previous account statement.
Saving your money doesn’t have to be hard. The Savings Account experience is a great way to save for a major purchase or just a rainy day. Earn interest while keeping easy access to your money without locking it up long term.
The Savings Account Experience
Account details
- Waive the $3.00 monthly fee if you meet one of the following:
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Primary account owner is under age 19 -
Daily ledger balance in the account during the month is $200 or more
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6 pre-authorized withdrawals per month
Your money works harder with the Money Market Account experience. This account earns tiered interest, so the larger your balance, the more you earn. It's perfect to build your savings while maintaining convenient access to it.
The Money Market Account Experience
Account details
- Waive the $10.00 monthly fee if daily ledger balance in the account during the month is $3,000 or more
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6 pre-authorized withdrawals per month
Business checking
Your new account experience
Our new system will provide the foundation for exciting enhancements to your business checking experience with Kish. Ultimately, you will get an experience that recognizes your business’s unique needs and preferences by automatically analyzing your activity, and then tailors your account experience accordingly. You’ll get more of what you want and none of the clutter. It’s more efficient and intelligent business banking.
While we work to build out the new platform, our goal is to minimize changes to the fee structure you experience with your business checking account. If you earn interest on your account today, you will continue to do so.
You can expect to receive a lot more information about all of the enhancements in the coming months, and we are confident you will appreciate and value the new experience.
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Every type of business will have its unique banking needs met through the flexibility of the redesigned Business Checking experience.
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>> See Business Account Agreements for additional information
As a business, you need straightforward solutions that let you easily manage your funds and payments. With the Business Checking experience you can do just that, so you can focus on growing your business.
If you're looking for a safe, low-risk way to save money for your business, the Business Savings Account experience has the potential to suit your needs. You’ll earn a competitive interest rate and have easy access to your funds should the need arise.
The Business Savings Account Experience
Account details
- Waive the $10.00 monthly fee if daily ledger balance in the account during the month is $3,000 or more
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6 pre-authorized withdrawals per month
The Business Money Market Account experience is perfect for your larger balances. You still keep easy, penalty-free access to your funds whenever
you need them.
The Business Money Market Account Experience
Account details
- No monthly fee
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No minimum balance -
Free Kish ATMs ($2 fee for non-Kish ATMs) -
Free eStatements and $5.00 for check images -
Courtesy overdraft protection
Future innovation
The Easy Checking experience is the foundation for the digitally based checking account that customers have asked for. These changes are just the beginning.
We’re hard at work on future enhancements where you’ll be able to pick and choose the features you want. Soon you’ll be able to customize your Kish experience to your unique preferences.
In the coming months, you’ll also be able to enjoy your new experience through additional digital tools that will let you pay with your mobile device, open accounts online, and track your spending:
-
Digital wallet -
Online account opening -
Online budgeting tool